Reverse Mortgage Calculator

A.S.A.G. Reverse Mortgage Calculator

How much available equity do you have access to? Calculate your potential equity release amount based on your age and property value by using ASAG’s Reverse Mortgage Calculator.

This calculator is designed and available for you to see if a reverse mortgage is the right decision for you and your requirements. It will let you use a range of scenarios of estimated property value to provide an estimate on available equity.

Assess scenarios to see the effect of interest rate and home value estimates on your home equity.

Print the results.

Enjoy a comfortable retirement today with A.S.A.G. You deserve it!

MoneySmart Reverse Mortgage Calculator

ASIC’s MoneySmart Reverse Mortgage Calculator will provide you a estimated projection of the effect of an A.S.A.G. Reverse Mortgage against the equity in your property over a 5, 10 and 15 year period.

This calculator from MoneySmart is a great way to consider if a reverse mortgage is the right decision for you as it will help and show an estimate of:

How much you may have to pay at the end of the loan assuming you make no repayments, and what this looks like against the equity in your property.

How different scenarios of changes in property prices and interest rates change your loan total and how this looks against the value of your property.

Frequently asked questions

What is a reverse mortgage?

Many of Australia’s elderly population have their home as the primary source of their wealth. A reverse mortgage with A.S.A.G. is a loan that is designed to give you access to this wealth and enable you to live the retirement you deserve without selling or moving on from your home.

You only need to repay the loan when you permanently move from your home. This is only if you choose to sell your property, move out or if you pass away. You are free to make voluntary regular or one-off payments, although this is not a mandatory requirement.

Yes. You remain the owner of your home and continue to live in it for as long as you wish. In doing so, you will be the one to benefit from any increase in property value.

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