Home Improvements

Home Improvements: Make your home fit for purpose

Use an A.S.A.G. Reverse Mortgage for your home improvements, repairs, and renovations.

A.S.A.G. is aware that Australian seniors are wanting a solution that allows them to stay in their home for as long as possible. As such, it’s important to ensure that their home is fit for purpose to allow for ageing in place. Borrowers who acquire an A.S.A.G. Reverse Mortgage for home renovations can use the funds to future proof their home, protect its value, and improve the overall wellbeing of the people living

Download Your A.S.A.G. Reverse Mortgage Brochure

Important home improvements

Delaying home repairs and maintenance longer can result in a higher risk of irreparable damage to your property. This can reduce its value along with the quality of your retirement.

Moreover, there may be important health and medical reasons why specific home improvements are needed. The following may be included:

installing rails, bars, and other safeguards to prevent falls,
Installing wheelchair ramps and extending entrances to allow wheelchair access,
installing a stair lift to help in mobility,
rearranging the kitchen to allow easier, safer access, and
repairing cracked pavement or concrete around the house to prevent falls.

Ageing in place with the help of A.S.A.G. Reverse Mortgage

Searching for funds for property-related costs can be challenging especially when you’ve got more urgent expenses, like food, utilities, and bills to pay off first.

A reverse mortgage benefits senior homeowners who are usually not qualified for a traditional mortgage or personal loan due to age and income. For the others who are qualified, paying it back from superannuation or the aged pension can cause additional stress.

That’s where A.S.A.G. can help. Our customers have used a reverse mortgage to make improvements and renovations to their homes.

One of the many benefits of the A.S.A.G. Reverse Mortgage is that making regular loan repayments are not required. However, repayments can be made voluntarily at any time, which reduces the balance and interest charged.

The interest, which is calculated on the balance outstanding, is added to your loan each month. The total interest charged, along with the amounts drawn, will be payable at the end of the term of your loan — when you move permanently from your home.

Enjoy a comfortable retirement today with A.S.A.G. You deserve it!

Hear what our customers say about us!

We are very happy to “highly recommend” Gavin Luka for providing his thoughtful, empathetic, personable yet professional service during the acquisition of loan process. Gavin’s ability to ‘make it happen’ in a calm, seamless manner at a very stressful time for us – meant a lot.
Thankyou Gavin, what a ‘star’. Blessings to you
ASAG are very fortunate to have you on their team. Well done.

We are very happy to “highly recommend” Gavin Luka for providing his thoughtful, empathetic, personable yet professional service during the acquisition of loan process. Gavin’s ability to ‘make it happen’ in a calm, seamless manner at a very stressful time for us – meant a lot. Thankyou Gavin, what a ‘star’. Blessings to you
ASAG are very fortunate to have you on their team. Well done.

I have been absolutely thrilled with not just the professional service offered by ASAG but also by their kindness and understanding. Compared to two other major Reverse Mortgage companies who between them took 13 months to decline my application due to me living in a resort I have found Gavin Luka at ASAG extraordinary in his patience with any amount of questions which were answered so promptly and in full. A very happy life ahead.

dealing with paul and gavin was extremely easy and also very pleasureable. if taking out a reverse mortgage i would reccomend asag to anyone.

I have used this company very recently and especially Gavin.He was so helpful in every way and talked me through everything that I needed to do.He was so polite , understanding and gentle with this gal as I was sick at the time but he just explained it all step by step and made the whole procedure as painless as possible though it wasn’t as easy a procedure as I’d hoped.They always answered the phone promptly and if Gavin wasn’t immediately available he’d always ring back very promptly.I can assure you this company is so easy to deal with.